Protect what
matters most

Expert personal financial protection advice and insurance plans to protect you and your loved ones.

Personal Protection

It’s vital to have the right type of insurance cover in place to protect yourself or your loved ones if the worst was to happen. Our Protection Specialists offer expert advice on personal financial protection and will find a suitable insurance policy to meet you or your family’s needs.

Friends talking about the best life insurance policies & plans

Life Insurance

Life Insurance is a policy that is taken out against your life, so if you were to pass away or be diagnosed with a terminal illness (with less than 12 months to live), the policy will pay out a cash lump sum or a monthly amount. A life insurance plan is there to help minimise the financial impact that your death could have on your family or loved ones.

Family Income Benefit

Family Income Benefit Insurance Policies ensures you upon death or being diagnosed with a terminal illness (with 12 months or less to live) and will pay out a regular income to your household, either monthly or annually for the duration of the policy. Instead of a lump sum it would be spread out by paying regular monthly or annual amounts to help your family or loved ones financially cope if you were no longer here.

Family enjoying life after organising family income benefit insurance
Family decorating home, happy their mortgage protection plan is ready

Mortgage Protection

Mortgage Protection is a life insurance policy that is taken out for the amount and term of your mortgage. It will pay out a cash sum in the event of your death or if diagnosed with a terminal illness (with 12 months or less to live). Mortgage Protection Insurance is there to help your family or loved ones to be able to clear the mortgage debt and relieve the financial burden if the worst was to happen.

Critical Illness Cover

Critical Illness Cover is an insurance policy that can be taken out with Life Insurance Cover, or by itself. This type of policy pays out a lump sum if you are diagnosed with a specified critical illness. Critical Illness Insurance helps to take the financial strain off yourself and your family or loved ones whilst you recover.

family happy after sorting out their critical illness cover
Happy kids – protected by critical illness for children insurance

Critical Illness Cover for Children

Critical Illness Cover for Children is an option that can be included when taking out your own Critical Illness Policy. This option will help in the unfortunate circumstance that one of your children is diagnosed with a critical illness. Financial stress is the last thing you need during such a difficult time. This type of critical illness insurance plan helps you to focus solely on your child getting better, whilst receiving a lump sum of money or monthly amount.

Income Protection

Income Protection Insurance is a policy that pays out if you are unable to work because of an accident, injury or illness. Income Protection Cover helps to reduce the financial impact on your lifestyle, by providing a regular monthly amount of money to help with your normal monthly expenditure whilst you are unable to work.

Self employed person happy with her income protection insurance policy
Rental property is safe with rental protection insurance for tenants

Rental Protection

Rental Protection Insurance Policies provide a regular monthly amount that can be used towards your rental payments in the event of an accident, injury or illness that causes you to be unable to work. Rental Protection Insurance Plans help you to be able to financially cope with your normal monthly expenditure whilst you are off work.

Our Insurers

We work with a wide range of companies to get you the most suitable insurance policy. We have access to some great discounts in our range, keeping your insurance premiums exceptionally competitive. We are also part of Prosper Protect Limited who provides us with up-to-date training, support and regulatory guidance to make sure we give the best service to you possible.